Midland County News

Five Steps To Prevent A Scam

  • November 24 2014
Five Steps To Prevent A Scam

If a debt collector is contacting you about a debt you know you don’t owe, explaining your case can be an uphill battle. Whether it’s a case of mistaken identity, an honest error or identity theft, Sheriff Scott Stephenson recommends the following five steps to fight back.
If you’re receiving calls for a debt you don’t owe, it could be a case of mistaken identity. Perhaps you share the same name, or even inherited an old phone number of the person who actually owes the debt. You could also be the victim of zombie debt, which is where you paid the original debt off but it wasn’t recorded as paid or the statute of limitations on the debt has expired and the debt collector is trying to get you to pay for a debt you can no longer be taken to court over.

A final common cause of being hounded for a debt you don’t owe is fraud. You could be a victim of identity theft where someone has opened up lines of credit in your name OR the “debt collector” could actually be an identity thief trying to get you to divulge personal financial information.

If you’re being pursued for a debt you don’t think you owe Sheriff Stephenson recommends taking the following five steps:

  1. Request written proof of the debt. By law, a debt collection agency must provide you with a validation notice within five days of contacting you about the debt. If you would like to get verification of the debt, send a written request to the debt collector within 30 days of receiving the validation notice. This written proof can help you determine if the callers are actually identity thieves, or if you really do owe the debt. Once you have the name and contact information for the agency, confirm they are a legitimate debt collector with your local Better Business Bureau.
  2. Correct any errors. After confirming you do not owe the debt, you may want to correct any incorrect submission related to the debt captured on your credit report. Contact the company that has provided the information to the reporting bureau by writing a detailed letter and include copies of pertinent documents which back your case. The FTC provides additional information on how to report errors.
  3. Weed out fraud and errors. Check your credit report with the three major credit reporting bureaus, Experian, Equifax and Transunion every year by visiting www.annualcreditreport.com. If you’ve been the victim of fraud or identity theft, you may also be eligible to view your reports for free. By keeping a close eye on your credit reports, you’ll be able to more quickly identify fraudulent activity or mistakes and make corrections before the debt collector calls.
  4. Tell them to stop contacting you. According to federal law, a debt collector cannot continue to contact you – at work or home – if you tell them to stop. After confirming you do not owe the debt in question, you may cease all contact from the debt collection company by sending a letter (via certified mail) to the debt collector advising them to cease contact. Keep a copy of the letter and the return receipt for verification purposes. Any further contact to you from the debt collector except to advise you there will be no further contact, or to inform you that the agency is filing legal action, is a violation of the Fair Debt Collection Practices Act.
  5. File a complaint with the Federal Trade Commission. Familiarize yourself with the consumer protections provided under the Fair Debt Collection Practices Act. Included are ru

Ebola Information

  • November 13 2014
Ebola Information

In the past few months, the United States has been dealing with the first few Ebola cases on American soil.  However, all the cases in the United States have been linked to the current outbreak in West Africa. The 2014 Ebola epidemic is the largest in history, affecting multiple countries in West Africa. Although the risk of an Ebola outbreak in the United States is very low, federal, state, and local partners are preparing and taking precautions to prevent this from happening.  In Midland County, planning and preparation continue in order to protect the health of residents.  In the unlikely event that Ebola affects Midland County directly, residents will be provided all appropriate information they need to know to keep them safe.  For the most current information, please visit www.michigan.gov/ebola or call the Health Department at (989)832-6766.

Ebola FAQs


Ebola Information


Beautification Award

  • November 12 2014
Beautification Award

The City of Midland Beautificaton Advisory Committee recently gave special recognition for the Santa House, located adjacent to the Midland County Courthouse.  The award was jointly given to the Midland Area Community Foundation and Midland County for renovations, including public restrooms, that were completed in 2012.  MACF President & CEO Sharon Mortensen and Board Chairman James Leigeb were on hand for the presentation. 

You can read about all the winners in the Midland Daily News.

State Senator elect Jim Stamas speaks on Veterans Day

  • November 11 2014
State Senator elect Jim Stamas speaks on Veterans Day

Midland's own Jim Stamas, State Senator elect was a guest speaker at the Veterans Memorial on the grounds of the Midland County Courthouse Tuesday.  The event takes place at 11am on the 11th day of the 11th month each year.  The important purpose of Veterans Day: A celebration to honor America's veterans for their patriotism, love of country, and willingness to serve and sacrifice for the common good. 

Charles Dinsmore Honored by the Midland County Board of Commissioners

  • October 7 2014
Charles Dinsmore Honored by the Midland County Board of Commissioners

Charlie Dinsmore, the Midland County Mosquito Control (MCMC) Operations Supervisor was recognized during an Employee Appreciation Ceremony on 7 Oct 14.  Examples cited of his outstanding service included the countless hours spent ensuring MCMC operations are planned and executed effectively, his willingness to assist fellow employees and neighboring counties with mosquito control expertise and his leadership by example.  His volunteer support of the American Mosquito Control and Michigan Mosquito Control Associations was highlighted as well.  Congratulations Charlie and well deserved!